Category: Foreclosure

Where Will 2016 Take Us?

house-for-sale-800pxIt’s official. We’re going to lose our home. Our lawyer is going to send us a list of short-sale realtors to contact.

Foreclosure can be a long process, as was ours. But it eventually ends and then you need to find a place to live, which is an overwhelming task because if you could afford to pay rent on a new place, then you could probably afford to pay your mortgage. And your credit rating is going to severely suffer due to losing your house, so finding someone to rent to you is going to be a long, tedious chore. Add a 100-pound Golden Retriever to the mix, and you might be facing a monumental challenge.

And then there’s cleaning out the house. We’ve lived here for ten years. We’ve accumulated a lot of things, some of it junk. However, separating out the junk — and disposing of it — and packing up the remainder of our property is another huge job.

Since our house will be a short sale, there is no definite timeline. It could sell on day one. Even though the banks will take their time negotiating with each other, we could potentially have to be out in a month or two. But to where? And how will we afford the move?

One other aspect of this debacle is depression. Our family is almost immobile due to depression. We have to get moving and start getting ready to move; we just have to. But it’s so much easier to sleep, and then sleep some more.

As people of faith, we know that God has a plan for us. That makes our anxiety a bit easier to bear. But we also know that things happen in God’s time. All we can do is pray that God’s time coincides with ours.